Actual Budget MCP Server

MCP server exposing Actual Budget accounts, transactions, budgets and reporting to LLM assistants.

What does this entry provide?

Actual Budget MCP Server is an MCP server entry in ChatHome Skills, sourced from Official MCP Registry and scored 78/100. As a Model Context Protocol server, it exposes tools that MCP-compatible LLM clients such as Claude, Cursor, and Copilot can call directly, extending an agent's reach beyond its built-in capabilities. ChatHome Skills discovered this entry through its daily ingest of official registries and GitHub discovery queries, and re-verifies repository facts, freshness signals, and install metadata on every run. The quality score weighs official-registry presence, a working install command, license clarity, GitHub star trajectory, and repository freshness — the full formula is on the Sources page. The install command above is ready to copy. Review the last-pushed date and repository status before adding Actual Budget MCP Server to a production agent workflow; the snapshot facts below are point-in-time values from the most recent ingest.

Snapshot facts

Source: Official MCP Registry
Quality: 78/100
Install method: npm
Repo: s-stefanov/actual-mcp
Repo updated: Oct 20, 2026

Install command

npx -y actual-mcp@1.15.1

Install method: npm

Review the upstream source before running this command.

GitHub project

Quality

Repo stars

Repo updated

Oct 20, 2026

How is this score calculated?

Weighted across six dimensions, scored 0-100.
Provenance (25): listed in an official or curated registry.
Installability (25): a runnable install command beats a declared transport, which beats a source checkout.
Maintenance (20): recency of the last push; archived entries score zero here.
Adoption (20): repository stars on a log curve.

MCP manifest

{
  "_meta": {
    "io.modelcontextprotocol.registry/official": {
      "status": "active",
      "isLatest": true,
      "updatedAt": "2026-10-20T04:54:22.701508Z",
      "publishedAt": "2026-10-20T04:54:22.701508Z",
      "statusChangedAt": "2026-10-20T04:54:22.701508Z"
    }
  },
  "server": {
    "name": "io.github.s-stefanov/actual-mcp",
    "title": "Actual Budget MCP Server",
    "$schema": "https://static.modelcontextprotocol.io/schemas/2025-12-11/server.schema.json",
    "version": "1.15.1",
    "packages": [
      {
        "version": "1.15.1",
        "transport": {
          "type": "stdio"
        },
        "identifier": "actual-mcp",
        "runtimeHint": "npx",
        "registryType": "npm",
        "registryBaseUrl": "https://registry.npmjs.org",
        "environmentVariables": [
          {
            "name": "ACTUAL_SERVER_URL",
            "isRequired": true,
            "description": "URL of your Actual Budget server"
          },
          {
            "name": "ACTUAL_PASSWORD",
            "isSecret": true,
            "isRequired": true,
            "description": "Actual Budget server password"
          },
          {
            "name": "ACTUAL_BUDGET_SYNC_ID",
            "isRequired": true,
            "description": "Budget sync ID"
          },
          {
            "name": "ACTUAL_DATA_DIR",
            "description": "Local dir for cached budget data"
          },
          {
            "name": "ACTUAL_BUDGET_ENCRYPTION_PASSWORD",
            "isSecret": true,
            "description": "E2E encryption password, if enabled"
          },
          {
            "name": "ACTUAL_SYNC_TTL_MS",
            "default": "60000",
            "description": "Sync cache TTL in ms"
          }
        ]
      },
      {
        "version": "1.15.1",
        "transport": {
          "url": "http://localhost:3000/mcp",
          "type": "streamable-http"
        },
        "identifier": "actual-mcp",
        "runtimeHint": "npx",
        "registryType": "npm",
        "registryBaseUrl": "https://registry.npmjs.org",
        "packageArguments": [
          {
            "name": "--sse",
            "type": "named"
          },
          {
            "name": "--port",
            "type": "named",
            "value": "3000"
          }
        ],
        "environmentVariables": [
          {
            "name": "ACTUAL_SERVER_URL",
            "isRequired": true,
            "description": "URL of your Actual Budget server"
          },
          {
            "name": "ACTUAL_PASSWORD",
            "isSecret": true,
            "isRequired": true,
            "description": "Actual Budget server password"
          },
          {
            "name": "ACTUAL_BUDGET_SYNC_ID",
            "isRequired": true,
            "description": "Budget sync ID"
          },
          {
            "name": "ACTUAL_DATA_DIR",
            "description": "Local dir for cached budget data"
          },
          {
            "name": "ACTUAL_BUDGET_ENCRYPTION_PASSWORD",
            "isSecret": true,
            "description": "E2E encryption password, if enabled"
          },
          {
            "name": "ACTUAL_SYNC_TTL_MS",
            "default": "60000",
            "description": "Sync cache TTL in ms"
          }
        ]
      }
    ],
    "repository": {
      "url": "https://github.com/s-stefanov/actual-mcp",
      "source": "github"
    },
    "websiteUrl": "https://github.com/s-stefanov/actual-mcp",
    "description": "MCP server exposing Actual Budget accounts, transactions, budgets and reporting to LLM assistants."
  }
}

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